NJM Motorcycle and ATV Insurance

NJM Motorcycle and ATV Insurance is listed here as a company that writes motorcycle coverage for US riders, headquartered in West Trenton, NJ and founded in 1913. Offers three coverage tiers: liability only (state minimum), liability plus comprehensive (adds theft/fire/weather protection), or full coverage (adds collision). Motorcycle/ATV coverage is offered through a partnership with American Modern Insurance Group. Available to residents of Connecticut, Maryland, New Jersey, Ohio, and Pennsylvania. NJM began in 1913 as New Jersey Manufacturers Casualty Insurance Company, a workers'-compensation insurer; its motorcycle/ATV product is underwritten via American Modern rather than by NJM directly. Listing details are drawn from the insurer's own published materials; The Biker Atlas does not evaluate, rank, or recommend insurance products — confirm current coverage terms and availability with the insurer directly.