Shelter Insurance Motorcycle Insurance is listed here as a company that writes motorcycle coverage for US riders, headquartered in Columbia, MO and founded in 1946. Advertises basic liability and physical-damage coverage plus coverage for bike customization; property damage coverage excludes certain customized choppers and sport-touring bikes (liability is still offered for those), and coverage does not apply during racing events. Sold through Shelter Insurance agents. States motorcycle policy discounts are available in select states. Listing details are drawn from the insurer's own published materials; The Biker Atlas does not evaluate, rank, or recommend insurance products — confirm current coverage terms and availability with the insurer directly.

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